20 December 2014
you have to file your itr for claiming income tax refund & further if you file form 15g/h than it will not be deducted by bank, but you have to file 15g/h only in case your income including fd interest is below taxable limit.
22 December 2014
if your income is below the exempt limit then you can file 15G/H form with PAN detail with Bank then no tds will deduct by the bank of intt on FDR.
22 December 2014
1. If your total income including fd interest does not exceed the basic slab as applicable to you then file form 15G in case you are non senior citizen and claim relief from getting tax deducted at source.
2.they will not do once you submit form 15G to them