12 February 2018
Dear experts,I was working in UAE from last three years , presently due to some health issues I cancelled my visa and come back to India to settled here. The problem is starts here I went for housing loan in Hdfc bank they asked last 3 years ITRs , I told to banker don’t have TAX in uae so I haven’t filed the return . I told to banker I will submit last three years bank statement of uae and salary slips . But he needs only ITR returns.Please suggest me how to file the returns how to show my salary of UAE’s.
12 February 2018
You are right in providing bank statement and salary slip. The banker don't understand you are non resident. Show UAE income under exempt income file last 2 years return online. The other return file manually with your AO.
CAclubindia
