Dscr
This query is : Open
30 August 2017
Dear Experts.,
A Assessee want Machinery loan. He move to "Syndicate Bank". The bank ask 2years IT and Business related details. We prepared the required documents.
Now, The bank asks "Projected Balance Sheet and DSCR" (The assessee write a small paper).
What is DSCR....?
Please reply Dears.....
Thanks & Regards
RAJA P M
30 August 2017
DSCR means Debt Service Coverage Ratio. The ideal yardstick of DSCR is 1.75 to 2.3. The earnings of the Unit should adequately cover the loan instalment as well as interest on such loan. Gross DSCR =(Net profit after tax+ Depreciation / Principal repayment ) Calculate this ratio for all the years of loan. Another method is Net DSCR= (Net profit + Dep+Int on loan) / ( Instalment of principal + Interest on loan)
30 August 2017
DSCR means Debt Service Coverage Ratio. The ideal yardstick of DSCR is 1.75 to 2.3. The earnings of the Unit should adequately cover the loan instalment as well as interest on such loan. Gross DSCR =(Net profit after tax+ Depreciation / Principal repayment ) Calculate this ratio for all the years of loan. Another method is Net DSCR= (Net profit + Dep+Int on loan) / ( Instalment of principal + Interest on loan)
31 August 2017
Sir.,
Thank you for the Reply...
If you have or related format please give me the calculation sheet.....
You need to be the querist or approved CAclub expert to take part in this query .
Click here to login now
Click here to login now
Similar Resolved Queries
Unanswered Queries
- REGARDING GST ON COMMERICIAL PROPERTY
- Is this income indian or foreign income?
- 15ca /15cb whose income tax login? remitter or nri seller's login?
- GST on export of services and Input Credit
- RCM applicability on Rent Paid by Registered Person to Unregistered Landlord for Residental Building
- TDS U/S. 194NF
- Regarding Documentation & Compliances for Opening of Unit of Pvt Ltd.
- ITC temporary reversal and reclaim
- Applicable TDS rate for sale of property in Nov 2024
- Can we claim ITC of Feb-2024 in the month of November-2024 which was not claimed by oversight
- Payment of bonus act - notice pay recovery
- MIS MATCH OF INVOICE NUMBER
- GST Regis.
- ITC c/f from FY2022-23 to FY2023-24 entered the same in table 8C of GSTR9 of FY 2022-23, in FY23-24
- Late filling fees Demand by gst office
- IGST Credit-Show cause notice issued-confusion
- Short and Excess provision of expenses
- Issue of gst e invoice
- Interchangeable words in accounts
- Adjusted profit/Loss in the case of LLP and Pvt. Ltd.company
Trending Online Classes
CAclubindia
