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Crop loan jointly holders

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(Querist)
20 July 2021 Sir,
Two it assess crop loan from bank
1st person crop loan Rs:1,50,000/-
2nd person crop loan Rs:1,50,000/-
Two persons Total rs:3 lacs crop loan amount transferred to joint bank account credited.
Question:
Crop loan rs:3 lacs 1st person or 2nd person show in it returns.
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CA Rashmi Gandhi

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CA Rashmi Gandhi (Expert)
21 July 2021 In both returns amount will be Rs. 1.5 lakhs.
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Dhirajlal Rambhia

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Dhirajlal Rambhia (Expert)
27 November 2021 Advisable to deposit such amount in separate bank accounts of first holder.
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