22 July 2014
i have a FDR for a period of 3 years in financial year 2012-13 bank has deducted TDS on the amount of interest credited to my FDR Account @ 10% i renewed my FDR in f.y. 2014-15 then i came to know that bank has deducted TDS in 2012-13 and the time for filing income tax return for the f.y. 2012-13 has been lapsed bank has not delivered the form 16A to me yet even i have given him the form 15 G now, please tell me what to do. how can i get back my amount which has been deducted in form of TDS can i file the income tax return for the financial year 2012-13. my income is below the exemption limit and there is no tax due