09 December 2009
I DONOT UNDERSTAND WHY PUBLIC OF INDIA GO TO PRIVATE BANKS FOR LOANS AND ACCOUNTS PURPOSES BECAUSE PRIVATE BANKS CHARGE AT HIGH RATES OF INTEREST AND PUBLIC BANKS CHARGE AT LOWER RATE OF INTEREST AND MOREOVER CHARGES FOR PRIVATE BANKS ARE HIGH FOR DEMAT AND OTHER ACCOUNTS OPENING AND MAINTENANCE..SO ALL SHOULD GO TO NATIONALISED BANKS FOR ANY NEEDS SO THAT CAPITAL OF PEOPLE CAN BE SAVED ..
09 December 2009
Now-a-days; all the public sectors banks are also good in infrastructure. Prior to approx 7 years; public sector banks were working like a government department i.e. no AC, shabby furniture, torn registers and old almirahs etc.
People like modernisation. For that they pay. Advertisement also plays a major role. Private banks advertized and appointed marketing people to seize customers. In this way; they succeeded also.
Because many times; public sector banks were not interested to open even bank accounts due to already having large number of in-operative bank accounts.
Private banks opened all types of accounts. By the time the customer understood; heavy charges already debited into their accounts for in-operative accounts.
Now-a-days; people want facility. Private banks provided collection at home facility. This was also a part of advertisement.
Further; people are ready to pay now-a-days for luxury. That is why a common man also prefers five star type HOSPITALS at the time of treatment.
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