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Should i do study without classes for CA Final

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29 November 2007 R/ Sir,
I am a student of CA Final yr.
My attempt is in Nov. 2008. Currently i have started my studies and they are at initial stage.
I am thinking that i can do the studies on my own also. I have confidence that i can cover my syllabus effectively.
But at the same time my other friends are saying just join classes and after that do the studies. Even if i joined classes i has to study on my own, classes may not be helpful in long term.
So even if i have to study on my own why should not study on my own. This will save lot of time and money.
I have notes of classes.
BUT, at the same time i am worried that, if my decision goes wrong and i fail in exam, then everyone will say to me that," I told u at that time to join classes, but u didnot listen to me"
I am really confused.
I request u please guide me sir, what should i do?

29 November 2007 ACCOUNTS: PARVEEN SHARMA NOTES
AS : PARVEEN SHARMA NOTES
MAFA : JOIN CLASSES
AUDIITNG: PADHUKA
AAS : DOWNLOAD OUR NOTES FROM AUDIT
CLSP : PROF. JAYARAMAN NOTES
MICS : DINESH MADAN
IDT : AJAY JAIN
DT : VINOD GUPTA
COST MANAGEMENT : JOIN CLASSES

I have given you balanced way of passing and performing. You will spend approximately Rs. 9000 on classes and Rs. 2500 on books. Good Luck.



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