Project report

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20 May 2010 What shold be contents of project report for C/c of 15lakh against property?

20 May 2010 Project report should consist of

1. Introduction
2. Promoters details
3. cost of the project
4. business forecast
5. Previsous years p&l and balance sheet
6. Future projections
7. CMA Data
8. Conclusion
9. Quotations if any.

Some points which are generally considered while preparing CMA Data >

- The current ratio should be at least greator than 1.33.
- The sales should be generally 4 or 5 times of the amount of loan.
- There should be sufficient stock to act as collaterally to the loan amount.
- In case, there is another loan, the bank requires the status of the loan and defaults made, if any.
- The loan payback capacity of the firm identified by the cash and bank balance, debtors collection period etc.
- Various ratios are to be computed related to working capital and assets.
- The capital contribution in relation to the loans and liabilities.



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