1. Introduction 2. Promoters details 3. cost of the project 4. business forecast 5. Previsous years p&l and balance sheet 6. Future projections 7. CMA Data 8. Conclusion 9. Quotations if any.
Some points which are generally considered while preparing CMA Data >
- The current ratio should be at least greator than 1.33. - The sales should be generally 4 or 5 times of the amount of loan. - There should be sufficient stock to act as collaterally to the loan amount. - In case, there is another loan, the bank requires the status of the loan and defaults made, if any. - The loan payback capacity of the firm identified by the cash and bank balance, debtors collection period etc. - Various ratios are to be computed related to working capital and assets. - The capital contribution in relation to the loans and liabilities.
CAclubindia
