18 January 2021
Sir as of 31-3-1992, i was holding about 42000/- in my NSS account which i was operating in Bangalore. Its been about 28 years now, that i left bangalore and shifted to Kanpur. i have approached the post office several times but no one could tell me how to redeem the account. by chance, i managed to a gentleman at Bangalore GPO and he guided me that since the scheme has since closed, they cannot transfer the account to Kanpur and that i have to visit Bangalore in person to apply for refund. i dont have any know person in Bangalore now who could help me. since you are an expert, kindly advise how to seek redemption. thanks and regards
09 July 2024
To redeem your NSS (National Savings Scheme) account that you were operating in Bangalore, here are the steps you can follow:
1. **Contact the Post Office in Bangalore:** - Since you've already been informed that the scheme has closed and you need to visit Bangalore in person, your first step should be to contact the Bangalore GPO (General Post Office) again. - Explain your situation clearly and ask if there are any alternatives to visiting in person, such as submitting an application by mail or through an authorized representative.
2. **Authorization Letter:** - If visiting Bangalore is not feasible, inquire if you can authorize someone else to apply on your behalf. You might need to provide a notarized authorization letter along with copies of your identity documents (like Aadhaar card, PAN card, etc.).
3. **Application Process:** - Obtain the necessary application form for the redemption of NSS account. This form might be available online or can be sent to you by mail. - Fill out the form completely and accurately. Ensure all details, including your NSS account number and contact information, are correctly provided.
4. **Documentation:** - Prepare copies of supporting documents such as your identity proof (Aadhaar card, PAN card, passport, etc.) and proof of address (current address in Kanpur).
5. **Submission:** - If applying through an authorized representative, ensure they carry your authorization letter, their own identity proof, and copies of your documents. - If applying by mail, send the completed application form along with copies of your documents to the Bangalore GPO. Use a reliable courier or registered mail service for tracking purposes.
**Follow-Up:** - After submission, keep track of your application's status. You may need to follow up with the Bangalore GPO to ensure that your request is processed timely and correctly.
**Patience:** - Redemption processes for closed schemes can sometimes take time. Be patient and persistent in your follow-ups.
Given the specific nature of NSS accounts and their redemption procedures, direct communication with the Bangalore GPO remains crucial. If possible, seek assistance from someone in Bangalore who can physically visit the GPO on your behalf or assist you with the process.
If you encounter any specific challenges or need further guidance during the process, feel free to ask for more assistance!
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