29 February 2012
Both are different section and eligibility. if you paid rent by staying rented house you can claim HRA u/s.10(13A)
If you have house property, then you can claim interest u/s.24(b) for construction,repair& renewals.
but practically, one person cannot stay in both houses and claim both exemptions. either you need to stay rented house or own house. so one person cannot claim both exemption together. except following 2 cases 1. showing own house as let out property and declaring rental income 2. You are staying away from the own house due to employment reasons(other city)