03 March 2008
The explanation to section 10(13A) clearly states that exemption is not available where an employee lives in his own house or in a house for which he does not pay any rent.
you can claim HRA and claim Interest on Housing loan if due to your employment you are unable to stay at your house and only your family stays there. But you have to prove the same incase the your IT return is picked up for scrutiny.
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