25 June 2013
sir, i have housing loan in SBI for 4 lackhs and i am getting tax exemption on interest past 5 years , now this financial year 12-13 i have transferred to hdfc housing loan and further i have taken 19 lackhs in the same property for construction form hdfc.i have completed house construction the same year, i got pre-emi and interest statement from hdfc , and interest statement from SBI.
for claiming tax exemption what document i have to submit and whole pre emi tax benfit i will get this year. please guide me
26 June 2013
You will get benefit of INTEREST PAID in both banks only and not for PRE EMI Payments.
Querist :
Anonymous
Querist :
Anonymous
(Querist)
26 June 2013
Dear Raghav thank you for your advice, i have received statement from hdfc that principal component , interest component and pre-emi interest component, all the 3 component i am eligible. I have return fill in ITR1 or ITR2 please advice me.