11 December 2016
Why you want to surrender PAN Card? If Income is low don't file tax return, but still retain PAN Card, certain Bank transaction you required PAN Card like FD. Or Deposit money 50000/- and above to your Account etc.
12 December 2016
Having PAN Card is not a burden on you. It is not needed to file return if your income is low and below exemption limit. Moreover it will be of use for you as an Identity proof. Even if it is not needed now it may be required in future.
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