24 July 2013
I had FDs at Bank of India on which the interest accrued went beyond Rs. 10000 and the bank deducted TDS at the rate of 20% citing unavailability of PAN (which I had already provided to them at the time of opening my sb account). Now they have not credited this TDS in Form 26AS as they did not have my PAN and also did not give me a TDS certificate (Form 16A) for reasons best known to them. My income from salary and all other sources (FD interest, gains etc.) after deductions and exemptions for financial year 2012-13 is under Rs 200000. How do I claim the refund of excess TDS.
24 July 2013
Bank have to give you TDS Certificate i.e. form 16A & If you have provided with PAN then they should deposit it in the that PAN so you can get credit.
So give letter in the to bank regarding the issue.
They will revise the TDS Return then only you will get credit.