Refund of tds on arrears

This query is : Resolved 

26 March 2021 Sir my tds on arrears was deducted Rs 35000, however my form 16 shows net tax of 26000.
i calculated relief under sec 89 comes out around Rs 20000. how much should i invest to get full refund of 35000? or what may be the correct procedure

27 March 2021 make savings so that your total income after deductions fall below 5 lakhs , so that your taxability will become NIL



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