I need one clarification, I have worked for one organisation for around 4 years & 1 month. My PF was deducted regularly during the period. Recently I have joined another organisation where PF is not applicable. I want to know if I withdraw the PF at this stage will it be taxable and if I withdraw it after 5 years from the start of PF account what are the rules of withdrawal & how much will be the tax if any.
Further the deduction were getting divided into two parts EPF & EPS(Rs.541/- per month) what are these exactly & will I get both of them or not.