16 January 2013
can anyone help me , how to save ESIC ? Suppose any company have a 15 employee and salary range is 10,000 - 15000, all have a medical cover & they are not agree to deduct ESIC since they have mediclaim, suggest me what to do...
The Scheme protects all "employees" engaged on a monthly remuneration not exceeding Rs. 15000/- in a factory/ establishment to which the Act applies. Persons employed for wages on any work connected with the administration of the factory or establishment or any part, department or branch There of or purchase of raw materials, or distribution or sale of the product of a factory or establishment are also covered. Mines, Railway Running Sheds, Naval, Military and Air Force Workshops and specified seasonal factories are excluded. The scheme also provides full medical cover to the dependants of insured persons. In the event of death of an insured person due to employment injury dependants become eligible to cash benefit.
in view of above you are under the ESIC scheme and irrespective of MEDICLAIM.