Cibil score????

This query is : Resolved

Querist : Anonymous

Querist : Anonymous (Querist)

25 February 2012 Hi,

I failed to repay my credit card miniumum balance in time in january 2012.. and i am sure that this thing was updated with cibil. in last week i paid total credit card balance instead of paying minimum balance. As i am applied for home loan recently.. i would like to know will it effect my credit report and please sugest me how to resolve this issue to process my loan asap....

Please help me

Regards,
Purushotham Taduka

C A S.S.Agarwal, M.Com.,LL.B,

C A S.S.Agarwal, M.Com.,LL.B, (Expert)
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03 April 2012 Credit card is not a loan to you you have used some services and paid through the credit card for which you have paid the fee. Since you have cleared all your dues there is no problem.