Bank loans
This query is : Resolved
26 September 2012
What are the important ratios banks will look into the analysis of balance sheet and P & L while sanctioning the Term loan/working capital loan? What is the minimum acceptable level in each ratio?
28 September 2012
There are many ratios bankers look into while sanctioning loans.
However for Working Capital the most important is Current Ratio to know whether the party is having sufficient current assets to meet the current liabilities.
For Term Loans the most important ratio is DSCR. Debt-Service Coverage Ratio - to assess whether the party would be in a position to service the debt.
However for Working Capital the most important is Current Ratio to know whether the party is having sufficient current assets to meet the current liabilities.
For Term Loans the most important ratio is DSCR. Debt-Service Coverage Ratio - to assess whether the party would be in a position to service the debt.
You need to be the querist or approved CAclub expert to take part in this query .
Click here to login now
Click here to login now
Similar Resolved Queries
Unanswered Queries
- Is this income indian or foreign income?
- REGARDING GST ON COMMERICIAL PROPERTY
- 15ca /15cb whose income tax login? remitter or nri seller's login?
- GST on export of services and Input Credit
- ITC temporary reversal and reclaim
- Regarding Documentation & Compliances for Opening of Unit of Pvt Ltd.
- RCM applicability on Rent Paid by Registered Person to Unregistered Landlord for Residental Building
- TDS U/S. 194NF
- Applicable TDS rate for sale of property in Nov 2024
- REGARDING 25 AS DATE OF PAYMENT AND DATE OF BOOKING
- Payment of bonus act - notice pay recovery
- MIS MATCH OF INVOICE NUMBER
- GST Regis.
- ITC c/f from FY2022-23 to FY2023-24 entered the same in table 8C of GSTR9 of FY 2022-23, in FY23-24
- Late filling fees Demand by gst office
- IGST Credit-Show cause notice issued-confusion
- Short and Excess provision of expenses
- Issue of gst e invoice
- Interchangeable words in accounts
- Adjusted profit/Loss in the case of LLP and Pvt. Ltd.company
Trending Online Classes
CAclubindia
