25 July 2021
My mother is 69 years old and a tax payer. She is covered under Health Insurance Scheme of TCS (my wife is a TCS employee). The Health Insurance Scheme premium of my mother is not paid by TCS and her premium amount of Rs.11,210 per year gets deducted from the salary of my wife. I have the following query: 1) Can my mother claim the Health Insurance Scheme premium of Rs.11,210 paid to TCS by my wife under sec tion 80D? 2) My mother underwent a surgery during the financial year 2020-21 which costed around Rs.2,50,000 but TCS paid only Rs.2,20,000 out of Health Insurance Scheme. Can my mother claim the difference amount of Rs.30,000 under section 80D (Medical Expenditure)?
29 July 2021
Actually as per law allowed to person who paid it but practically son can pay in name of mother and recover amount from them or treat as a loan.