As per RBI guidelines, there have been certain changes made to the cheques issued by the Bank. However, these changes are available only in cheque books issued after August 2011. If you have obtained the cheque book prior to this, the cheques will not be valid after December 31, 2012.
HDFC BANK website Show following Message
If the cheques you currently hold have the following features, they will be valid after the given date.
"Please sign above" is mentioned on cheque leaf on the lower right-hand side.
A wave like design is embossed on the left-hand side of Cheque leaf
HDFC Bank has released its new cheque format as under.
Additionally, any post-dated cheques issued by you and due after December 31, 2012 will need to be replaced by the fresh cheques meeting the above mentioned guidelines.
So be careful and get your new Cheque book from your Bank.
We have Given the example of HDFC Bank But the Same is applicable on all banks as the Instructions are issued by RBI .However we have inquired about changes from State Bank Of Patiala Branches but they have showed ignorance about the new rules ,so check latest status from your bank and ,if required ,ask for new cheque book ASAP.
RBI Guidelines In This regard is given below.
FileSizeDate 
rbi-cheque.pdf
275.26 KB11/03/2012Download
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