Income tax filing of 3 previous assessment year

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Dear All

Please tell me. may i file the zero return for the last three assessment year beacuse i have to take home and bank is asking me to furnish the income tax return of the last 3 assessment year.

Please tell me the clear picture on that.

Thanks with regards 

Replies (3)
Yes u need to file ITR for approval of loan
You can file return for AY 2017-18, without any hassle, AY 2016-17 with a rider to pay penalty of Rs 5000 and cannot file any return beyond that.

Dear Sir

You can file at this time only ITR of Financial year 2015-16 and 2016-17. You can not file Three years ITR at the same time.

And one other thing as you want to take home loan ,The Banks required three years ITR's with Minimum 6 Months gap among them.

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