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Which loan is better

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05 December 2014 which one is better 1 LAP of Rs 1.8 cr @10,65 %for tenure of 15 years or 2 OD of Rs 1.8cr @11.5% for tenure of 15 years. please suggest i am confuse

12 December 2014 what is your need? OD is something which can give you a flexibility of repaying which may not be so for LAP.
You need to strike the balance between the two.



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