14 June 2010
Agree with Mr. Bansal. Generally banks consider your GTI and the existence of your Present EMI. Normally banks provide loans upto the amount in a way that your take home pay after the consdering all the EMIs (Including the new loan) is more than 50%.
In case, of Businees or profession, along with GTI, turnover is also conseidered as one of the factor.
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