Hra and interest on housing loan

This query is : Open

Querist : Anonymous

Querist : Anonymous (Querist)

29 July 2013 Can an assessee live in city A (where he works) and yet claim HRA deduction for rent paid for his family living in city B

He also claims Interest deduction on his own Housing Loan for a House in City A

Is there any such restriction on claiming both deductions ?

If not please give judicial or other citations

Rupesh Jain

Rupesh Jain (Expert)
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29 July 2013 he can calim rent if his house not in work place but he has house in work city
then he can not claim HRA

Querist : Anonymous

Querist : Anonymous (Querist)

29 July 2013 I did not understand your reply sir

He works in city A - where he has house where he pays Housing Loan / Int etc

He gets HRA and pays for his family in City B- he does not live in city B but his family does

Where is the restriction that he has to live in the house for which he is paying rent?

It is occupied (see section 10 (13A) by his family

Nowehere does it say that the assessee has to live there in that house for which he is claiming HRA deduction for rent paid

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CA PARAS BAFNA

CA PARAS BAFNA (Expert)
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29 July 2013 You have stated that the house in which respect of the Rent is being paid and HRA exemption is being claimed -is occupied by the family.
.
Please clearly mention to get clearer reply-
.
- which house is presently occupied by the assessee ?
.