Articles by CMA. Subhash Kumar Jha

Loan against accumulations in PF Account

CMA. Subhash Kumar Jha 27 April 2011 at 13:03

Loan against accumulations in PF Account PF account, in general perception, signifies a balance, available after retirement or resignation from a current organization. So at times, while in continuation of service, if someone require funds, they g

Infrastructure Bonds : whether worth to Invest ?

CMA. Subhash Kumar Jha 19 January 2011 at 11:46

Infrastructure Bonds : whether worth to Invest ? After the additional Rs. 20000 investment in Infrastructure Bonds are allowed as deduction under Section 80C, above the cap of Rs. 100,000/-, suddenly the tax payers see it as a brighter option to

Credit Cards : A double side Edged Sword

CMA. Subhash Kumar Jha 18 September 2010 at 12:28

Credit Cards : A double side Edged Sword Credit cards have brought revolutionary changes in our way of thinking for spending. On one hand, its a financial tool due to the convenience of its use, but, on the other hand, it endangers you to fell in a

Annual Tax Saving Tips : Especially for salaried employees

CMA. Subhash Kumar Jha 16 September 2010 at 11:55

Annual Tax Saving Tips : Especially for salaried employees Ideally everyone should plan their tax saving from April onwards but often people tend to forget this matter after submission of their investment declarations to their employers. Often

Income Tax Saver Fixed Deposits : Must Know Facts

CMA. Subhash Kumar Jha 03 September 2010 at 13:30

Income Tax Saver Fixed Deposits : Must Know Facts During 2005, banks were losing key investments due to thinning popularity of fixed deposits due to frequent reduction in interest rates. The fixed deposits which were giving interest rates up to 1

Direct Tax Code : Lost the original Glitter while Moderation

CMA. Subhash Kumar Jha 01 September 2010 at 16:46

Direct Tax Code : Lost the original Glitter while Moderation ! In the year 2009, Government had announced the adoption of Direct Tax Code (DTC) from 01/04/2011. This announcement had created a big hype everywhere, be it individual or corporate s

End of Entry Load Era in Mutual Fund : Interesting Aspects

CMA. Subhash Kumar Jha 16 August 2010 at 11:59

End of Entry Load Era in Mutual Fund Mutual fund companies, with their fine printed term & conditions, were getting a good business without even bothering their clients about the charges , they were going to charge by way of entry loads. Mutu