If vehicle is registered in India, insurance company is liable to pay compensation without any extra premium for extra territorial coverage

Last updated: 21 October 2022
Quick Summary
A landmark Punjab & Haryana High Court ruling states that if a vehicle is registered in India, its insurance company is liable to pay compensation for accidents occurring outside India, even if the accident happened abroad. The court clarified that insurance policies are attached to the vehicle, not a geographical area, and insurers cannot avoid liability by claiming the accident occurred outside India or by demanding extra premium for extraterritorial coverage.

Court :
Punjab & Haryana High Court

Brief :
High Court of Punjab and Haryana held that -If vehicle is registered in India, insurance Company is liable to pay compensation without any extra premium for extraterritorial coverage.

Citation :
Case No.152 of 2017

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