HELLO FRIENDS MY FRIEND HAS REPAID THE LOAN OF 50000 THROUGH BANK TRANSFER.
NOW SEC 269 T SAYS REPAY ONLY THROUGH A/C PAYEE CHEQUE OR BANK DRAFT.
NOW PLS. TELL ME WHETHER I HAVE TO REPORT THIS OR WHETHER BANK TRANSFER IS OK.
PLS HELP ME.
THANKS.
RAJ KUMAR (FINANCE MANAGER) (1393 Points)
07 September 2012HELLO FRIENDS MY FRIEND HAS REPAID THE LOAN OF 50000 THROUGH BANK TRANSFER.
NOW SEC 269 T SAYS REPAY ONLY THROUGH A/C PAYEE CHEQUE OR BANK DRAFT.
NOW PLS. TELL ME WHETHER I HAVE TO REPORT THIS OR WHETHER BANK TRANSFER IS OK.
PLS HELP ME.
THANKS.
Giridhar S Karandikar
(Team Lead)
(7548 Points)
Replied 07 September 2012
RAJ KUMAR
(FINANCE MANAGER)
(1393 Points)
Replied 07 September 2012
BUT SEC 269 T SAYS THE WORD A/C PAYEE CHEQUE AND DRAFT ONLY.
PLS. HELP ME.
THANKS.
Giridhar S Karandikar
(Team Lead)
(7548 Points)
Replied 07 September 2012
Yes I know that & that would need a change by law. But if for any reason your matter goes for scrutiny then I don't think that you would be penalised as the condition is that the pymt shud not be made by an bearer cheque or by cash. Since you have made a Bank Transfer I dont think that it would cause any issues.
Did the bank directly debit your account for repayment of the loan amount?