I am late by 3 months from completion of my articleship... but i couldnt send it to the institute due to some personal reasons. I heard that i have to right Consonation letter giving reason for my late submission of form. I just wanna Know that whether i have to disclose the personal reason or is it will be ok to write in the letter that " i was unable to submit in time due to some personal reasons" .... Plz someone help me out!!!!!!!!!!!!!!