CA Sumat Singhal's Expert Profile

Queries Replied : 349

About me

FCA, FCS, CMA, EMBA, DTIRM, FAFD(ICAI), CCP, MOODY'S CREDIT, CAIIB, BCOM. Currently Working with State Bank Of India.

“There is no hierarchy of control, it is the opportunity to learn, grow in responsibilities, to contribute and be recognised.”

I am a result-oriented person with illustrious career with prestigious venture gaining cross-domain exposure across a reputed organizations in Credit Appraisal, Financial Management, Financial Analysis, MIS & Reporting, Business Analysis and Project Management. With strong business insight and the ability to plan & execute strategies, I have gained a track record in providing professional advisory services to clients on how to meet their various financing requirements and generating alternatives for ensuring the maximum ROI and expanding Bank credit portfolio.

? Delivered lectures in the conference for Capacity Building of Bankers in Credit of 8 different Banks including SBI organised by RBI.

? Delivered lecture in conferences organized by ICAI, ICSI & PHD

? Conducted Seminar in Bank on Credit Policies of Banks & RBI creating awareness among credit officer.

? Represented the bank in RBI conference on the IND AS road map.

In high stakes positions, I strategically contributed to handling Corporate as well as SME clients in Credit appraisal, Assessment & financing & monitoring of large advances in the different industries. My personal traits are – insight and ingenuity, efficiency, simplification and automation in action. I am a person with combination of skills acquired through practice and observation. I am a high-energy driven professional with the zeal to make a difference.

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Award & Honors:

NARESH KUMAR SHARMA says : 40A(3)
Sir, I received u'r reply on 40A(3). thanks for it. But I w'ld like to say that 40A(3) state "that payment should be made through A/c Payee cheque or Bank draft". there is nothing about parties . The only condition is as to payment by a/c pay cheque or draft. Thus if payment is made to third party on behalf of original supplier by A/c payee cheque or bank draft this may be allowed.

komal says : refund of registration fees
hi, sir i am a student i have enrolled for cs executive program, now i wish to discontinue it so what is the procedure for refund of registration fees . please reply me at kcgreat10@gmail.com thanking you

komal says : refund of registration fees
hi, sir i am a student i have enrolled for cs executive program, now i wish to discontinue it so what is the procedure for refund of registration fees . please reply me at kcgreat10@gmail.com thanking you

Mahaguru Commercial Pvt.Ltd. says : Any Other Legal Certificate
Dear I am Holding a ***Pvt.Ltd Company*** in Kolkata. Presently I am Planning to offer a Self-Management Course. Did I need any other certificate other than Trade License as I am Already registered under company act-1956(1 of 1956)? Can Fee regarding that Course be decided by Organization? Please help!!! Thanks & Regards Pawan Kumar Singh MD Mahaguru Commercial Pvt.Ltd.

sharma says : epf rules
Dear Sir, Thanks for your reply. What if employee basic salary is above Rs.6500/- at the time of joining.Does Directors counts for the number of employees (20). pls advice prakash@agwani.com