Articles by T.R.Radhakrishnan

Whither Indian Banking Scams?

T.R.Radhakrishnan 24 February 2022 at 09:05

In the final analysis if the bank employees are vigilant and alert to take deterrent actions without any let up on the first sign of fraud itself, the incidents of fraud can be minimized to a great extent.

Suicides by Business Community - Causes and Remedies

T.R.Radhakrishnan 22 November 2021 at 09:41

I happened to scan through the statistics furnished by National Crime Records Bureau (NCRB) in their web site regarding the suicides committed by business people which prompted me to undertake an insight into the debt recovery approach and methods adopted by the banks and financial institutions

The story of Air Indias Flight of Full Circle

T.R.Radhakrishnan 14 October 2021 at 10:25

Air India, a relic of state ownership threatened by losses, bloated costs and more nimble rivals, needs to secure a massive debt and operational overhaul if it is to survive in a market growing at 20% a year.

A clarion call to the nation

T.R.Radhakrishnan 12 May 2021 at 12:23

Friends, Indians and Countrymen, let us all stop the blame game and work unitedly and in unison, throwing away our differences to fight the powerful onslaught of the COVID-19 pandemic.

Let us do our Karma diligently

T.R.Radhakrishnan 05 May 2021 at 15:07

Every person undertakes Karma for some purpose depending on his or her needs and aspirations and while undertaking the Karma, he or she expects a favourable result also.

Budget Remedy for NPA | The idea of bad bank by way of ARC

T.R.Radhakrishnan 05 February 2021 at 17:23

The Union Budget presented on 1st February 2021 proposes the establishment of an Asset Reconstruction Company for the management of NPA. Let us discuss the same.

The financial stability of the banking sector

T.R.Radhakrishnan 28 July 2020 at 10:33

The advent of banking reforms in India has brought the concept of NPA (Non-Performing Asset) which has changed drastically the perception and approach of the bank and the customer when dealing with loans financed by the bank. The attitude of the bank and the borrower