Investments & Personal Finance Articles

Rupee Depreciation - 8 Practical Reasons

Posted by CA Chiranjiv Kumar 11 December 2013 36342 Views

Rupee had fallen an all-time low on 28th August 2013 at 68.85 and now it is appreciating and currently standing at 61.13 as on 10th December 2013. Underlining principle is demand and supply which we all know but let me get to the real situation to ex

Financial Ratios - Practical Aspects

Posted by CA Chiranjiv Kumar 05 December 2013 51206 Views

As we all know, financial ratios are used to analyze the financial performance of a company. For this purpose many types of ratios are used like liquidity ratio which tells us the ability of a company to pay back its short term obligations and Debt r

Foreign Exchange - Practical Aspects

Posted by CA Chiranjiv Kumar 29 November 2013 28927 Views

Forex market is open 24 hours a day, 5 and a half days a week when currencies are traded worldwide electronically over the counter. This is called foreign exchange market.What are the ways of trading forex?1. Spot market: Where one party delivers an

Dealing in Bonds - Practical Aspects

Posted by CA Chiranjiv Kumar 26 November 2013 25588 Views

What are bonds?Bond is a debt security in which the holder is paid interest at regular interval till maturity and the principal amount at the same date. You can think it as an IOU (I Owe You) given by the issuer to the lender.How interest is paid?Gen

Right Issue - Practical Aspects

Posted by CA Chiranjiv Kumar 23 November 2013 24483 Views

What will be the effect on issue of right shares? Why it is not issued in market directly? Will the shareholders be at any profit/loss? Let us move by defining it and the case onwards.What is right issue of shares?Right shares are simply the shares i

Making Money out of Forex and IR Swaps

Posted by CA Chiranjiv Kumar 20 November 2013 27134 Views

Arbitration in ForexArbitration in forex is the possibility that the profit can be made out of exchange trading on the basis of forward rate and prevailing interest rate in 2 different countries.Profit can only be made if returns made by borrowing fr

Mutual Funds - What, Why and How?

Posted by CA Chiranjiv Kumar 16 November 2013 37359 Views

What are Mutual Funds? Mutual funds are nothing but units of investment, like in shares or debentures, issued by a Mutual fund company. They are professionally managed collective investment vehicle which pools investments to purchase securities. An

Insider Trading: Indian Perspective

Posted by CA Bhavik Mehta 11 November 2013 17927 Views

The buying or selling of a security by someone who has access to material, nonpublic information about the security.Insider trading can be illegal or legal depending on when the insider makes the trade: it is illegal when the material information is

Sensex and Nifty calculation simplified

Posted by CA Chiranjiv Kumar 05 November 2013 105106 Views

Have you ever wondered what the SENSEX and NIFTY is? How are they calculated? SENSEX i.e. Sensitive Index is the benchmark index of Bombay Stock Exchange (BSE) composed of 30 of the largest and most actively-traded stocks of BSE. Calculation Method

Insider Trading - How is it done?

Posted by CA Chiranjiv Kumar 04 November 2013 23700 Views

You may have heard some news before like ABC directors of a company are charged with offense of Insider trading. What basically is insider trading? Insider trading as the name says trading the inside. In other words, the leaking of pri