Community & General Articles


Is CAclubindia really a great platform!

Posted by RG - A Helping Hand 12 September 2011 6793 Views

Hi Folks, Yes yesOver a period of time I have observed that Caclubindia is a great platform across a



How to interpret your CIBIL score?

Posted by K Srinivas, CMA CS 13 September 2011 50234 Views

After my previous article on CIBIL scores, http://www.caclubindia.com/articles/how-does-a-cibil-score-affect-you--11186.asp, many people have mailed me with queries on how to interpret CIBIL Scores. We saw earlier that Lenders rely upon an ind



Profession without Bribes - Is it Possible?

Posted by Madhukar N Hiregange 09 September 2011 10019 Views

We have in India seen that the taxmen are becoming very demanding as time is passing. Many areas where hitherto there was no corruption now are full of this disease. The nee



Importance of Inspection of Bank Documents

Posted by T.R.Radhakrishnan 08 September 2011 57886 Views

The Law of evidence plays a pivotal role in the effective functioning of the judicial system. The existence of substantive rights can only be established by relevant and admissible evidence.



How does a CIBIL score affect you?

Posted by K Srinivas, CMA CS 06 September 2011 20882 Views

One of the revenue generating areas for finance institutions is retail loans segment that includes home loan, personal loan, car loan etc; In recent years, there has been an increase in number of borrowers who are mainly attracted by the easier re



How to be Successful in Life

Posted by Member (Account Deleted) 02 September 2011 25887 Views

In this article I will give some tips to succeed in life which will be helpful to the layman and professional both. A person can himself judge



Banks Violating RBI Directives to Extract More Interest from Floating Rate Borrowers

Posted by CA Anil Garg 01 September 2011 8675 Views

It is a very common perception with borrowers of private banks like HDFC and ICICI that they are prompt in increasing their BPLR (Benchmark Prime Lending Rate) every-time RBI increases its Repo Rate but not so prompt in timing and magnitude when R



They Keep Happening

Posted by Jyotiprakash Basu Dhar 30 August 2011 9303 Views

It was 13th March, I got a call from one of my friends, Subroto, if I can manage to visit



Rediscovering Myself

Posted by CS LLB Pulkit Gupta 29 August 2011 13005 Views

NOTE- Friends lemme tell you in advance that you will not find any CA related stuff in this post. I have discussed the different phases in the life of a CA student. After a long time I am writing for my



Home loan primer

Posted by K Srinivas, CMA CS 27 August 2011 8814 Views

Home loans primer One of the premier area of business for many banks and financial institutions is Home loan segment. The increasing competition in banking sector (especially after the emergence of the private sector lenders like ICICI bank,




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