RBI guidelines for Home Loans
What are rbi guidelines to avail the home loan in delhi ncr?
Anamika Verma (58 Points)
09 October 2017
2 Replies
karan
(26 Points)
Replied 09 October 2017
Have a look at the official notification by RBI. Not much Have been changed since this notification I beleie so this will be useful.
Link:https://rbi.org.in/scriptts/BS_ViewMasCirculardetails.aspx?id=9851
karan
(26 Points)
Replied 09 October 2017
Only one change is there,
The loan-to-value (LTV) ratio for loans between Rs 30 lakh and Rs 75 lakh is increased to 80% from the existing 75% and the risk weights in this category have been reduced to 35% from the existing 50%. For loans above Rs 75 lakh, the risk weights have been reduced to 50% from the existing 75%. Standard asset provision for all individual home loans is kept at 0.25%
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