RBI guidelines for Home Loans
What are rbi guidelines to avail the home loan in delhi ncr?
Anamika Verma (58 Points)
09 October 2017
Anamika Verma (58 Points)
09 October 2017RBI guidelines for Home Loans
karan
(26 Points)
Replied 09 October 2017
Have a look at the official notification by RBI. Not much Have been changed since this notification I beleie so this will be useful.
Link:https://rbi.org.in/scriptts/BS_ViewMasCirculardetails.aspx?id=9851
karan
(26 Points)
Replied 09 October 2017
Only one change is there,
The loan-to-value (LTV) ratio for loans between Rs 30 lakh and Rs 75 lakh is increased to 80% from the existing 75% and the risk weights in this category have been reduced to 35% from the existing 50%. For loans above Rs 75 lakh, the risk weights have been reduced to 50% from the existing 75%. Standard asset provision for all individual home loans is kept at 0.25%
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