UPI Transaction May Stop If Your App Does Not Follow This New Rule

Mitali (Finance Professional) (15852 Points)

30 January 2025  

Special Characters in UPI Transaction IDs not Allowed

  • Only alphanumeric characters allowed (letters & numbers). Special characters (e.g., @ , #, $) will not be allowed in UPI transaction IDs.

Transactions Will Be Declined

  • Non-compliant UPI apps will face payment failures. Transactions will be rejected by the central system if a UPI app continues using special characters in transaction IDs after 1st February 2025.

Apps Must Comply

  • NPCI had earlier issued Circular OC 193 on March 28, 2024, advising UPI players to adopt alphanumeric transaction IDs.
  • Despite efforts to enforce compliance, some UPI operators are still non-compliant.
  • The new rule ensures full standardization across the UPI ecosystem.

Effective from Feb 1, 2025

  • All UPI transactions with special characters in ID will be blocked.

Click Here To Know More About UPI Transaction Limit.