Top 5 Investment Options for 2011

Hardik Dave (IPCC and CS Professional(FINAL) Student)   (15533 Points)

23 June 2011  
TOP 5 InvestmenT OptionS FoR 2011 ===> . . . . . . . . . To be a successful money maker, Investing is as important as Saving. Saving and Investing should always go hand in hand as it is the combination of the two which will make you a millionaire in a few years. In order to help you make the right Investment, we highlight the Top 5 Investment options which you should be looking at while Investing your hard earned savings. . . . . . . (1). InvesT In ShareS ===> . . With the fear of a Double-Dip Recession being thrown away by the US, the Stock Markets are back in business. Valuations are looking attractive and can yield a good return if invested timely.Investment Tip: – Never Invest all your funds at once. Invest slowly so that you can get the benefit of Averaging. Many IPO’s are also expected to hit the Markets this year and Investing in these can fetch you a good investment return. . . . . . .. . (2). InvesT In DepositS WitH BankS ===> Inflation seems to be a key issue which the whole world seems to be battling against. And this has led to good returns being offered on Deposits with Banks. Deposits with Banks are considered as one of the safest forms of investment as it is highly secure and the chances of a reduction in the value of your Investment are Nil.Investment Tip: – Different Banks offer different returns. Always check the Interest Rates before Investing as there may be a better deal available in the Market. . . . . . . . . . . . . . . . . . (3). InvesT In MutuaL FundS ===> Mutual Fund managers are highly qualified Professionals who ensure that your funds are invested at the right time in the right place. As a lay man, we may not be aware of when to buy and when to sell and therefore it is advisable to opt for Mutual Funds who ensure that your funds are invested in the assets yielding the maximum returns.Investment Tip: – While applying for Mutual Funds, Investors tend to ignore a couple of things which cause several hurdles at the time of redemption. . . . . . . . . (4). InvesT In PreciouS MetalS likE GolD ===> In the past couple of years metals like Gold and Silver seem to have recovered their lost sheen. They have been giving a healthy return in the past couple of years and analysts expect that the prices of precious metals would continue their upward trend further.Investment Tip: – A high variability has been seen in the prices of precious metals. The price volatility in Silver specifically has been very high, and therefore Retail Investors are advised not to invest heavily into Silver without a consultant’s advice. While Investing in Gold, it is also advisable to invest in E-Gold rather than Physical Gold as it is investing in E-Gold is hassle free. . . . . . . . .(5). InvesT In ReaL EstatE ===> Although Investment in Real Estate requires a huge corpus of funds to be invested, it is also considered a safe form of Investment as Real Estate is to some extent a necessity as compared to other forms of Investment. With US Housing data continuously improving the chances of a dip in the value of Real Estate are minimal.Investment Tip: – Always ensure that all the Legal Documents are in place before Investing in Real Estate as the amount involved in any Real Estate Transaction is exorbitantly high.. . . . . Investment Advice The age old saying that “Never invest all your Funds in one Basket” still holds true and it is a combination of the above Investment options which will help you get the maximum possible return at the least possible risk.Happy Investing . .smile.