Sir, people asked how much amount it file do u have?
Ashim kr Ray (social service) (1695 Points)
29 November 2016Ashim kr Ray (social service) (1695 Points)
29 November 2016
Dhirajlal Rambhia
(SEO Sai Gr. Hosp.)
(177852 Points)
Replied 29 November 2016
Actually its termed for the credit worthiness of any individual, and indicates Capital; but sometimes agents(loan co-ordinater) alternatively use it for Total income declared as per ITR.
Ashim kr Ray
(social service)
(1695 Points)
Replied 29 November 2016
Can i used capital amount to declare the value of my file , other wise Total income is comparitively low comparing to total turnover or capital.
Dhirajlal Rambhia
(SEO Sai Gr. Hosp.)
(177852 Points)
Replied 29 November 2016
Depends upon the place/relation with query. Is it for any loan?
Ashim kr Ray
(social service)
(1695 Points)
Replied 29 November 2016
No not actually for loan purpose, a general enquiry made by Bank manager about the value of my IT file . So i m bit confuse which amount to say.Total Income amount is low ,can i say capital amount as a value of my file.
Dhirajlal Rambhia
(SEO Sai Gr. Hosp.)
(177852 Points)
Replied 29 November 2016
Well, the reason of Bank equiry not known. Generally bank manger do not ask such questions without any particular reason.
As he has asked value of IT file, he means total income as per filed ITR.
Ashim kr Ray
(social service)
(1695 Points)
Replied 29 November 2016
Actually Manager is well know to me, in casual discussion ,he just asked me.And same question is being asked by my Elder brother also.
Dhirajlal Rambhia
(SEO Sai Gr. Hosp.)
(177852 Points)
Replied 29 November 2016
Nothing official, so go with credit worthiness.