What are the exclusions of a senior citizen health insurance policy?
Richa Talrega (MBA) (72 Points)
23 October 2017What are the exclusions of a senior citizen health insurance policy?
Ashish Kelkar
(Teacher)
(50 Points)
Replied 23 October 2017
A senior citizen health insurance policy has various exclusions and differs from insurer to insurer however a few generic exclusions are mentioned below:
Self-inflicted injuries
Treatment of AIDS
Cosmetic surgery
Dental treatments
Any non-allopathic treatment
Any pre-existing injuries/diseases
Expenses as a result of drug abuse
Cost of spectacles/lenses and dental treatment (except arising out of accident)
Injury due to war, the act of foreign army etc.