Query regarding tds from bank

Ask her to submit Form 15H every Financial year to the bank without fail  ie in the month of April itself 

Form 15G / H is a self-declaration, which is provided by a person resident in India (not being a company or firm) to their deductor that the tax on his estimated total income for the previous year, will be nil. The duty to submit these forms with assessee before end of the financial year or first payment of interest whichever is earlier.

I agree with Mr. Sivaram and Mr. Mathur. If your mother does not have any other source of income (like renting, etc.) which would create tax liability, she will have to submit a self declaration in form 15H.

Thank you all for replying.Could you please guide me how to get refund for current year and if possible ,for previous year.

Refund for FY 2013-14 can be claimed while filing the Income Tax return for that period. In TDS sheet, fill all details of tax already deducted. While your computation would show NIL tax liability, amount from the TDS sheet will be considered while ariving at the refund amount. 

Suggestion to Mr.Ranjan Misra. Why keep this amount in SB with only 4% interest.Total exempted SB int is Rs 10000/= per annum. Think of keeping the amount in FD at the present rate of 7.25%plus 1% for senior citizen . Once in three months or every month u can get interest at a discounted rate. As yr mother is a senior citizen and her interest income and pension is not exceeding the taxable income,submit Form 15 H to the bank. Tax will not be deducted. You will get a benefit of minimum 4% on Rs28 lakhs.( not less than Rs112000/ per year a monthly income Rs10000 more. Consult yr bank manager where you are having this SB account.