One of my clients is a Promoter doing a real estate business ( SOLE PROPRIETORSHIP BUSINESS ) , Income tax return not filed for AY 2014-2015, 2015-16, 2016-2017 and 2017-2018 due to some reasons , now immediately he wants to take a house building loan from a nationalised bank , that's why 3 years audited PL and Balance Sheet Income tax return require for that .
My question
1) Minimum 6 months gap require for 2 years income tax return , so how it can be possible as immediately he wants to take a loan ?
2) For AY 2014-2015 , 2015-16, i think penal charges will apply for late return , then what should i do to avoid that return ?
3) Now he wants to form a PVT limited company to expand his business as he wants to invest of rs 100 crores for a project in north bengal with 3 directors , then do you think any problem can arise for that ?
4) Do you think scrutiny compulsory if i file those 3 years return ?
Thanks