Purpose of nil return

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One of my neighbour asked me "Why should I file a return if I don't want a loan for any purpose?" and I got blank what to answer.. Can anybody answer it?? The purpose of nil return in case one don't want a loan..??
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ARTICLE SECTION UNDER INCOME TAX . Search for " FIVE RARE BENEFITS OF FILING REGULAR INCOME TAX RETURN " . ABOVE LINK SHALL HELP TOO.


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