Pre EMI Interest for Housing loan

rashmi1kanta (MANAGER) (110 Points)

04 January 2010  

Hi , I had applied for  a House loan-Duplex  on Year-2008 for 20L (property cost =28L). Payment made to Builder as  5.5L for land registration+stamp duty , 1.2L for booking amount ,1L for devlopment , 5L for 1st Installement , Total paid = 12.7 L , Out of which Bank has paid 11.5L , Own contribution = 1.2L , i am paying Pre EMI interest , Paid so far 63000/--- , Property is under construction & will get Possession on 2012 .

Bank has issued me the Interest paid provisional certificate --

now my question is am i eligible for deduction for the interest paid ,stamp duty/registration so far , if no , how to claim same in coming year ,

Regards

Rashmi