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Parent medical expenses under section 80D

Ankur Jain (Student Others) (132 Points)

10 July 2022

Hi All,

Can I claim 50k deduction under section 80D against my father medical expenses. He had done last year a shoulder surgery. Although, he is retired from Rajasthan state govt but his whole expenses was not covered in rajasthan State insurance policy for retired employees.

I paid 30k from my pocket in online mode.can you please confirm if I will be eligible to claim this ?

Regards,

Ankur

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11 Replies

Eswar Reddy S (CFO- at NHTF) (58263 Points)
Replied 10 July 2022

If medical insurance is there then you can't claim medical expenses

2 Like

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CA Rashmi Gandhi (Chartered Accountant) (86313 Points)
Replied 10 July 2022

You can claim such expenses under 80D if your parents are senior citizen

2 Like

Ankur Jain (Student Others) (132 Points)
Replied 10 July 2022

Can I claim the remaining amount which was not covered in rajasthan State govt insurance policy for my father.

Un another comment it says you can not claim. Can you please once again confirm

1 Like

rama krishnan (12234 Points)
Replied 10 July 2022

I agree with rashmi ma'am.. yes you can claim medical expenses in respect of your father to an extent of rs. 50000/- subject to the condition that your father should be senior citizen during the previous year 21-22

2 Like

CA Rashmi Gandhi (Chartered Accountant) (86313 Points)
Replied 10 July 2022

Yes you can claim the remaining amount

2 Like

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Eswar Reddy S (CFO- at NHTF) (58263 Points)
Replied 10 July 2022

I think you forgot the basic rules under section 80D ,

If there is health insurance policy on parents then medical exp can't be considered..

1 Like

CA Rashmi Gandhi (Chartered Accountant) (86313 Points)
Replied 10 July 2022

Here querist ask for medical expenses only

1 Like

Ankur Jain (Student Others) (132 Points)
Replied 10 July 2022

@ Eswar : Sir , any insurance policy is not there. It was just comes under state scheme which we have reimburse it but whole amount was not reimbursed.

So thought to check like remaining amount around 30k can be claimed as deduction or not.

2 Like

rama krishnan (12234 Points)
Replied 10 July 2022

Even if there's medical insurance is also there, it can be claimed. just in order to avoid double deduction in terms of section 80D(2)(b) and 80D(2)(d), the wording "no amount shouldn't be paid on account of any medical policy " is there in 80D(2)(d), since deduction on the same has been covered under section 80D(2)(b)

3 Like

Rajiv (Accountant) (137 Points)
Replied 27 July 2022

Dear Sir/Madam,

My wife who is a govt employee and had spent medical expenses on treatment of her father & mother who are not insured. Can she claim deduction of expenses u/s 80D in her income tax return.

Please advise.