NPAs

R sub standard assets ,o/s assets for a period not exceedin 12 months or 18

& rate of provision for standard assets is .25% or .4%

 ASSESTS                                 DAYS                    PERIOD

STANDARD                                90 DAYS             0 .40%

SUB STANDARD                  3-12 MONTHS           10%

DOUBTFUL                            UPTO 1 YEAR           20%

                                                  1-3 YEARS                 30%

                                           MORE THAN 3 YEARS     100%

LOSS                                                                             100%

PROVISION FOR UNSECURED PORTION IS 100% ABOVE STATEMENTS R APPLICABLE ONLY FOR SECURED PORTION

nice vishal

Thnx so much :-)