Rajiv (Accountant) (137 Points)
21 July 2022Good Evening to All,
I have a query regarding medical expenses deduction of senior citizen parents. Actually my wife have incurred medical expenses for her parent's treatment. Can she claim deduction of that expenses in her income tax return ?
Please advise.
Thanks in Advance !!!
Eswar Reddy S
(CFO- at NHTF)
(58270 Points)
Replied 21 July 2022
sabyasachi mukherjee
(27579 Points)
Replied 22 July 2022
Rajiv
(Accountant)
(137 Points)
Replied 22 July 2022
Good Morning Sir/Madam,
Thanks for the reply but please read below example of conditions for claiming medical expenses incurred for parents.
Please read and clear the doubt.
Ram(57 years) is a tax-payer. Other members of his family are -Sita(55 years ram wife), Lav and Kush (dependent children) and Parents. The following expenditure for incurred by Ram for FY 2021-22:
| Ram, Sita ,Lav & Kush | Parents | |
| Medical insurance premium paid by cheque | 22000 | - |
| Medical Expenditure paid by cheque | - | 47,000 |
| Medical Expenditure paid by cash | Not eligible since available for senior citizen, for whom medical policy not taken | Not allowed cash expenses. |
| Preventive health-check-up | 3000(maximum limit is 25000 since 22,000 utilised, only 3000 can be claimed ) | 2000(maximum limit is 50000 since 47,000 utilised, remaining 3000. However, preventive health check-up has an overall limit of 5000 out of which 3000 used for self and family so only 2000 can be claimed now) |
| Total 80D deduction that can be claimed by Ram is Rs. 74,000 | 25000 | 49000 |
Rajiv
(Accountant)
(137 Points)
Replied 23 July 2022
Dear Sir/ Madam,
Can my wife claim medical expenses deduction in income tax return which are incurred by her for her parent's treatment.
CAclubindia
