Both husband and wife are owners of the house(flat) and the loan is also availed by both(co-borrowers). Whether, the Principal reapyment under section 80c to be approinted between them 50:50? In case any one of the already reached RS.1,00,000/- under section 80c without the repayment of housing loan(principal), whether the second one can claim the entire amount after getting a certificate from the first one that he/she not availing this benefit? Is it legally tenable. It is only for the principal, but the interest is divided 50:50.