Is is required to file ITR if net income after standard deduction below 5 lakhs

KAILASH (Others) (40 Points)

18 July 2022  

I have salary income  + interest income & Commission Income (3.35 lakhs) under 194 H for which 5% TDS applied by payee. After standard deduction of 50K  net income is 4.95 Lakhs. No Income Tax due as per online self filing on IT Portal.  Do I need to file ITR for FY: 2021-22. if Yes which ITR.