Interest on fd

Hello ... Can any one please suggest. A lady is having 2 fds in two different banks of worth rs 2 lacs each. Still nothing is being reflected in form 26as that means no tds is being deducted on interest. How is it possible??? as per 194A There must be tds as interest amt will be 2000009%=18000 for the whole year which is more than prescribed limit of rs 10000 Pls suggest wat can be the reasons. thanks