HRA & Home loan interest

Deepanshu Garg (Student) (270 Points)

16 July 2024  
A salaried client received HRA of 1,80,000 per year, she also has a home loan interest of 1,45,000 for the year.
Her home, on which loan is taken, is in Noida, U.P. but she lives in Faridabad, Haryana (at her parents house & pays rent to them) & works also in Faridabad, Haryana.
- Can she claim both HRA & home loan interest ?
- Noida home is vacant, does she have to assume it as deemed let out & show notional rent income in ITR ?

(Distance between Noida home & office is approx 35-40 KM or 1.5 hours.)

Thanks & Regards