Home loan possession date

madhu (software engineer) (24 Points)

08 December 2009  

Hi, I have taken a Home loan in Aug 2009( for resale & purchase) , from that time LHFL started taking the premium which  has the both interest and pricipal, and I have taken a loan as under contruction(resale & purchase in construction phase) .

Recently in the November, I have shifted to the Flat, i.e my date of possession is 1 Nov,

How the actual date of possession is considered, is it the date, I shifted to the Flat or the date from when LHFL started premium(including pricipal ).

Is it possible to cliam a tax excemption on HRA till Oct?

First of all from where can I get document which shows the date of possession, is it from bank or from the person whom I have purchased?

 Thank you in Advance

Madhu